Relationship Credit Manager - Perth, Australia - ANZ Banking Group

ANZ Banking Group

Verified Company

Perth, Australia

6 days ago

Posted by:

Olivia Brown

beBee Recruiter

Description

Req ID: 47645

Department:
AC Specialist Distribution

Division:
Australia Commercial

Location:
Perth

About the role

At ANZ our purpose is to shape a world where people and communities thrive. We're making this happen by improving the financial wellbeing and sustainability of our customers so they can achieve incredible things
- whether they're buying a home, building a business or saving for things big or small.

As a Relationship Credit Manager, you will be responsible for working directly with our customers, Credit Executives and Relationship Managers to complete the broader credit assessment function and ensure an optimal 'well managed' portfolio.

You are expected to clearly understand the performance history and future plans of each portfolio at all times.

You will also collaborate with the Relationship Manager, product partners and Credit Executives to ensure an effective and value adding strategy for Balance Sheet and Revenue growth across all lending and product sale opportunities is identified for the customer whilst minimising all potential risks to ANZ.

Some of your day-to-day responsibilities will include:
Maintaining an in-depth understanding of the Property Investment and Development industry and associated markets and how any changes may impact our client base

Completing analysis of medium to long term prospects of customers in the current economic and competitive context

Working together with the Relationship Manager, complete annual and periodic review of customers' operating and financial performance and identifying cross-sale opportunities

Making prudent credit proposal recommendations which clearly demonstrate the financial impact of credit decisions upon customers and the Bank

Role Location:
Level 5, 240 St Georges Terrace, Perth WA 6000

Role Type:
Permanent, Full-time

What will you bring?

To grow and be successful in this role, you'll ideally bring the following:
Tertiary qualification preferably in Accounting, Business, Finance or Commerce.

Demonstrable understanding and structuring of Property businesses or Business Banking or Commercial Banking business needs and expectations, with an ability to identify new and cross-sell business opportunities.

Excellent credit/risk assessment skills gained through relevant banking experience with the ability to identify key business drivers and mitigate key risks and provide recommendations based on these across the entities.

Excellent financial analysis skills incorporating a background of sound business lending for either Property businesses or Business Banking or Commercial Banking businesses.

Demonstrated people management and coaching skills

Demonstrated understanding of Middle Market business needs and expectations and abilities to originate new business

Ability to work autonomously and with a team, with proven analytical, negotiation, and problem solving skills.

You're not expected to have 100% of these skills.

At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you.

Why join us?

There's something special about being part of ANZ.

From the moment you join us, you're part of a team working towards a common goal:
improving the financial wellbeing and sustainability of our millions of customers.

But it's not just our customers who'll feel your impact. You'll feel it too.

Because at ANZ, you'll have the resources and community you need to take the next big step in your career, towards even bigger things in the future.

We offer a range of benefits tailored to the countries in which we operate including Health and Wellbeing programs and flexible working arrangements.

Job Posting End Date

21/08/2023, 11.59pm, (Melbourne Australia)