Junior Credit Underwriter - Brisbane City, Australia - Nixil Pty

Description

Our client, a leading provider of innovative financial solutions for small and medium businesses, is on the lookout for a dynamic and detail-oriented Junior Credit Underwriter to join their expanding team.

In this role, you'll dive into the world of credit underwriting, where you'll play a vital role in assessing credit applications, assisting clients, and contributing to the overall success of the company.

This is an excellent opportunity to gain hands-on experience in the financial services industry and grow alongside a supportive team.

Responsibilities:

• Review and analyze credit applications from merchants, offering insights and recommendations based on risk assessment and company policies.
• Assist in the credit risk underwriting process, including data gathering and credit bureau checks.
• Engage with clients and stakeholders, providing guidance and support throughout the credit application process.
• Maintain accurate records of credit decisions and ensure compliance with relevant regulations.
• Handle inbound calls, addressing general queries and providing assistance as needed.
• Support daily collection processes and liaise with merchants regarding payment matters.
• Stay updated on industry trends and best practices in credit underwriting.
• Contribute to the development and maintenance of credit risk policies and documentation.
• Provide guidance and support to colleagues across the organization on credit risk matters.
• Assist in analyzing portfolio and operational data for strategic decision-making.

Requirements:

• A relevant qualification or some experience in credit underwriting.
• Strong analytical skills with the ability to evaluate financial information and risk factors.
• Excellent communication and interpersonal abilities to interact effectively with clients and colleagues.
• Attention to detail and commitment to delivering quality work.
• Proficiency in Microsoft Office applications.
• Understanding of financial services industry and regulatory standards.
• Full working rights in Australia (Australian Citizenship or Permanent Residency).

Benefits:

• Competitive salary with room for growth.
• Opportunities for career development and advancement.
• Supportive and inclusive team environment.